Image: portal of the mayor and government of Moscow Maxim Denisov
the Russian Government is considering increasing the maximum size of a mortgage loan for citizens over vacation credit in some regions, said Deputy Finance Minister Alexei Moiseev.
According to him, one and a half million rubles – this is the level that covers the average size of mortgage loan in most Russian regions.
“of Course, the list included Moscow and Saint Petersburg and in the Far East. And of course, in this sense we are now considering the possibility of increasing the threshold for individual subjects”, – said Moiseev, the TV channel “Russia 24”.
6 April, the Cabinet approved the maximum size of loans for the banks to provide credit vacation. This applies to those Russians, whose income fell by more than 30% compared to the monthly average last year.
vacation Credit is available on mortgages with a maximum loan amount of 1.5 million rubles, consumer credits – up to 250 thousand rubles, car loans – up to 600 thousand rubles and credit cards with a limit of no more than 100 thousand rubles.
Prime Minister Mikhail Mishustin said that the Russian Ministry of Finance has earmarked 1.4 trillion rubles to combat the threat of proliferation COVID-19 and anti-crisis measures. This is 1.2% of Russia’s GDP.
the Government also approved the list of industries most affected by the spread of the coronavirus. It is necessary to provide priority for targeted support. The list is being finalized.
the Russian banks will start to issue interest-free loans to the business for payment of wages. The Central Bank will allocate for these purposes 150 billion rubles. Primarily the funds will be deposited in the savings Bank, VTB, MSP Bank, Promsvyazbank, Gazprombank, Alfa-Bank and “Opening”. Since April 8, they’ll give cash to entrepreneurs for support.
the CBR abolished the allowance for the risk factorsand mortgage loans until April 1. Reduced minimum rating of credit institutions in the context of access to the program of preferential refinancing. The conditions assume that banks can obtain loans at 4 percent with a limit of 500 billion rubles.
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